Community Bank, N.A. is a full-service financial institution with more than 230 locations across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts.  We offer personal loans, mortgages, checking and savings accounts, credit and debit cards, online banking, mobile banking, commercial loans, cash management and more. In addition to a full range of retail and business banking services, we also offer comprehensive financial planning, insurance and wealth-management services. Community Bank has consistently been ranked among the top 15 best banks in America by Forbes magazine for the past six years running, and was most recently ranked third in 2016. For more information, go to www.communitybankna.com and Bank Happy! (Member FDIC, Equal Housing Lender, NASDAQ "CBU").