VHFA's mission is to finance and promote affordable, safe and decent housing opportunities for low and moderate income Vermonters. We provide access to low-cost, flexible, innovative programs for individuals in need of affordable mortgage financing. The impact of VHFA's work is to stimulate development, financing and preservation of affordable housing, including rental and home ownership and to encourage mechanisms to ensure that housing remains perpetually affordable. Our goal is to create and sustain a workplace conducive to attracting and retaining a quality staff. Additionally, VHFA maintains a sound fiscal structure and meets all fiduciary requirements in a professional manner. We work in partnership with state government, municipalities and the private sector to encourage and support quality planning for affordable housing. VHFA addresses the special needs of Vermonters who have disabilities or require supportive services or are homeless. Finally, VHFA heightens the general awareness of housing needs for low and moderate income Vermonters, particularly with groups who can have an impact on the production of such housing, including the legislature, community officials and the business community.

We were created in 1974 and have financed over 29,000 homes and 8,800 apartments.